PB Cash Secure Plan
Secure your loved ones' future with PB Cash Secure through ING Insurance Berhad (ING)
Everyone of us wants the best for our family as well as provide them with comprehensive coverage should the unfortunate happen. Thus buying the right insurance plan for the future is and has always remained as one of our top priorities in life. So, search no more! By applying for our PB Cash Secure, you can be protected with up to three times the sum insured available for PB Cash Secure. You could also enjoy periodic cash payments as long there is no claim made while your policy is still in force.
What is PB Cash Secure?
PB Cash Secure is a term life insurance plan which pays the sum insured upon natural death and total permanent disability. Twice the sum insured is payable for accidental death and total permanent disability. That's not all. If accidental death or total permanent disability occurs in a public place or while on a scheduled landed public transport vehicle, three times the sum insured is payable. The benefits do not end here. If there is no claim made while the policy is still in force, a full year's premium is refunded to the insured for every interval of 5 years starting from the end of the 5th year.
This product is designed exclusively for Public Bank Berhad account holders where payment can be made via Public Bank accounts.
How You Can Benefit?
- Greater Protection Coverage up to 3 times sum insured, in the event of death or total permanent disability
- Guaranteed Premiums for the insurance period.
- Affordable Premium starting from as little as RM1.43 per day depending on the plan subscribed.
- Easy and Simple Enrolment Process with no medical examination required.
- Convenient Premium Payment via auto debit from your Public Bank account.
Indicative Monthly Insurance Premium for Standard Risk:
Entry Age |
Plan 1 (RM) |
Plan 2 (RM) |
Plan 3 (RM) |
18 to 29 |
43 |
56 |
69 |
30 to 34 |
56 |
73 |
91 |
|
Features At A Glance
Plan Types |
3 affordable plans at RM75,000, RM100,000 or RM125,000 sum insured |
Refund of Premium |
At the end of the 5th, 10th, 15th and 20th year, amount refunded is equivalent to one year's annual premium (if there is no claim made) |
Entry Age |
18 – 54 years (nearest birthday) |
Insurance Period |
20 years term life insurance |
|
What does PB Cash Secure not cover?
Examples of the events not covered by the PB Cash Secure are:
- For Death due to natural causes: suicide or any self-inflicted bodily injuries while sane or insane within 12 months from policy date.
- For Total permanent disability due to natural causes: suicide, unlawful act, war, engaging in hazardous activities, medical/surgical treatment due to childbirth/pregnancy and others.
- For Accidental death and Total Permanent Disability: any self inflicted injuries, war, unlawful acts.
- And other standard exclusions.
The description, benefits, terms and conditions described above have been summarized and are not exhaustive. Details of other terms, conditions and exclusions are available in your policy contract
What if I change my mind about this coverage?
You can call ING Insurance Berhad at 1-800-181-464 to cancel your policy over the phone before certificate of insurance has been issued. Alternatively, you may cancel your coverage at any time by written notice to ING Insurance Berhad.
** This product is sold through Telemarketing only.
Sign up today and get protected. To find out more, please contact Public Bank's toll free line at 1-800-22-9999.
Product Disclosure Sheet:
- English version, please click here
- Bahasa Malaysia version, please click here
This plan is underwritten by ING Insurance Berhad (Bancassurance Division, 23rd Floor Menara Boustead, 71 Jalan Raja Chulan, 50200 Kuala Lumpur, Malaysia) licensed under the Insurance Act 1996 and regulated by Bank Negara Malaysia to transact life and general insurance business.
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