
PB-ING BIC Income Plan
An Investment With A Single Minded Direction
PB-ING BIC Income Plan is a 5-year single premium investment-linked insurance plan that aims to provide customers with capital growth opportunities from the performance of a basket of Brazilian, Indian and China markets’ indices.
6 Great Reasons to Invest in PB-ING BIC Income Plan
- 100% return of your total premium paid in Australian Dollar Nominal Amount at maturity
This plan will return 100% of your total premium paid in Australian Dollar Nominal Amount if the investment is held to maturity. The Australian Dollar Nominal Amount will be converted into Malaysian Ringgit (RM) at maturity.
- Fixed Annual Coupon at the end of the first 4 years
Provide a fixed annual coupon in Australian Dollar Nominal Amount at the end of the first 4 years. These annual coupons will be converted into Malaysian Ringgit (RM) when due and payable.
- Potential returns
Take advantage of the attractive long-term growth prospects of the Brazilian, Indian and China markets via a dynamically managed portfolio strategy. Based on the performances of the indices of these 3 emerging markets, you have the opportunity to enjoy unlimited upside potential on the returns payable upon maturity.
- Dynamic investment strategy that adapts to market volatility
Through the underlying rule-based dynamic strategy (a pre-determined methodology by ING Bank N.V.), your investment to be actively rebalanced according to market volatility and provides risk-controlled exposure.
- Optimal selection mechanism to provide buffer against interim market correction
Performance of the underlying portfolio of the Fund is monitored on a quarterly basis over its 5 year investment tenure. As a result, the dampening effect of an interim market correction will be mitigated, helping the Fund to maximize its returns.
- Insurance coverage upon death or total and permanent disability
Provide insurance coverage upon death or total and permanent disability.
Click here for more information (to view the flyer in PDF version, 980kb).
PB-ING BIC Income Plan (the Plan) is underwritten by ING Insurance Berhad (17007-P).
This write-up only contains a very broad overview of the Plan. The contents of this write-up are neither exhaustive nor is it to be relied upon as a point of sale document. You are strongly encouraged to speak to our Bancassurance Sales Executive for more information about this Plan and find out more about the benefits, exclusions, charges, terms and condition and etc. through the product brochure and other sales materials.
To find out more about PB-ING BIC Income Plan, call us now at toll free number 1800 22 9999 or visit any of our branches for more information!

This plan is underwritten by ING Insurance Berhad, licensed under the Insurance Act 1996 and regulated by Bank Negara Malaysia to transact all classes of insurance business.
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